Established in 2016. CalMutuals JPRIMA is an insurance provider specializing in the water and wastewater industry. It’s best in class products are specifically tailored to meet member needs. JPRIMA proudly serves 300 member agencies, from the largest agencies to the smallest, throughout California.

Property & Casualty

JPRIMA provides high quality and cost-effective Property & Liability insurance to protect and enhance assets and operations and reduce overall risk management costs.

Workers' Compensation

CalMutuals partners with The Zenith to provide high quality insurance products that blend competitive rates with meaningful value-added service and impeccable financial security.


Most pollution exposures are typically excluded by general liability and property policies. Our Integrated Pollution Insurance fills those gaps.

Employee Benefits

CalMutuals JPRIMA has identified two trusted insurance brokers, WSP Corporate Benefits and Insurance Services and RD Benefits Group as preferred providers.

In addition to high quality, low cost insurance,
CalMutuals JPRIMA Insureds enjoy a robust set of resources.


COVID-19 Insurance Update

COVID-19 Insurance Update

The JPRIMA staff and insurance administrator are committed to responding to all your COVID-19 inquiries during these difficult times. Our liability insurance program does not have a communicable disease exclusion. That means JPRIMA is prepared to respond to covered...

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First in the Nation!

First in the Nation!

The CalMutuals JPRIMA is the first water insurance authority of its kind in the nation-providing insurance and technical assistance to help small water systems throughout California fix their aging pipes and comply with water regulations. In January 2016, the...

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