March, 2020

COVID-19 Insurance Update

The JPRIMA staff and insurance administrator are committed to responding to all your COVID-19 inquiries during these difficult times.

Our liability insurance program does not have a communicable disease exclusion. That means JPRIMA is prepared to respond to covered litigation affecting our members from COVID-19. Our property insurance program requires direct physical loss or damage to covered property to trigger most claims. That means COVID-19 claims involving business interruption and extra expense may not be covered. Other property exclusions such as pollution conditions and microorganism may also impact coverage.

As a reminder, all submitted claims require a thorough review of the facts and circumstances, which are then weighed against JPRIMA policy terms and conditions.

We encourage you to contact our insurance administrator, Paul Fuller, at or 415 205 8648 should you wish to discuss any loss scenarios or COVID-19 concerns you may have. Responses will be prompt, and we stand ready to provide assistance.

Paul R. Fuller, CPCU

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