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	<title>California Mutuals Joint Powers Insurance Authority</title>
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	<link>https://calmutualsjprima.org</link>
	<description>Water Insurance Authority</description>
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		<title>CalMutuals JPRIMA Annual Report 2025</title>
		<link>/wp-content/uploads/AnnualReport_2025.pdf#new_tab</link>
		
		<dc:creator><![CDATA[CalMutual Staff]]></dc:creator>
		<pubDate>Tue, 26 Apr 2022 23:56:15 +0000</pubDate>
				<category><![CDATA[News]]></category>
		<guid isPermaLink="false">https://calmutualsjprima.org/?p=3974</guid>

					<description><![CDATA[The insurance environment in 2025 continued to test organizations across the industry. Rising reinsurance costs, tightening market conditions,
cyber threats, and]]></description>
										<content:encoded><![CDATA[The insurance environment in 2025 continued to test organizations across the industry. Rising reinsurance costs, tightening market conditions,
cyber threats, and]]></content:encoded>
					
		
		
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		<title>CalMutuals JPRIMA Distributes New Risk Management Handbook</title>
		<link>https://calmutualsjprima.org/calmutuals-jprima-distributes-newly-released-risk-management-handbook/</link>
		
		<dc:creator><![CDATA[CalMutual Staff]]></dc:creator>
		<pubDate>Tue, 26 Apr 2022 23:03:05 +0000</pubDate>
				<category><![CDATA[News]]></category>
		<guid isPermaLink="false">https://calmutualsjprima.org/?p=3944</guid>

					<description><![CDATA[In 2021 CalMutuals JPRIMA shared copies of the newly released book, Practitioner’s Handbook of Risk Management for Water &#038; Wastewater Systems by risk management expert, Gordon Graham and CalMutuals JPRIMA’s own, Paul Fuller.]]></description>
										<content:encoded><![CDATA[<p>In 2021 CalMutuals JPRIMA was proud to share copies of newly released book, Practitioner’s Handbook of Risk Management for Water &amp; Wastewater Systems written by risk management expert, Gordon Graham and CalMutuals JPRIMA’s own, Paul Fuller.</p>
<p>The book distills years of risk  management experience into a thoughtful book that delivers real insights into the practice with enough personality and humor. We were also pleased to share a copy of the Handbook of Risk and Insurance Strategies for Certified Public Risk Officers and other Water Professionals, co-authored by Paul Fuller. This book provides a functional comprehension of water and wastewater operations as well as a broad understanding of industry derivations and various stakeholder interconnectivity. It also examines risk management best practices and provides an actionable review of doing the right thing, the right way, every time through a combination of core risk management principles.</p>
<p>For more information, <a href="https://calmutualsjprima.org/wp-content/uploads/CalMutuals-JPRIMA-Annual-Report-2021.pdf#page=12" target="_blank" rel="noopener">click here</a>.</p>
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		<title>JPRIMA Workshop: Fighting Fraud in California Workers’ Compensation</title>
		<link>https://calmutualsjprima.org/jprima-workshop-fighting-fraud-in-california-workers-compensation/</link>
		
		<dc:creator><![CDATA[CalMutual Staff]]></dc:creator>
		<pubDate>Tue, 26 Apr 2022 22:47:35 +0000</pubDate>
				<category><![CDATA[News]]></category>
		<guid isPermaLink="false">https://calmutualsjprima.org/?p=3936</guid>

					<description><![CDATA[CalMutuals JPRIMA will be co-hosting this workshop with our insurance partner, The Zenith Insurance Company. The session will explore the definition of]]></description>
										<content:encoded><![CDATA[<p>CalMutuals JPRIMA will be co-hosting this workshop with our insurance partner, The Zenith Insurance Company. The session will explore the definition of fraud and how it differs from abuse, as well as the obstacles that must be overcome to result in a conviction.<br />
 <br />
During the training session, information will be shared on the step-by-step process that must take place during the investigation process to lead to an accepted fraud referral by the California Department of Insurance. An understanding of the differences and roles of District Attorney Investigators and California Department of Insurance Investigators and their role in prosecuting workers’ compensation fraud will round out the program.</p>
<p><strong>This training covers:</strong></p>
<ul>
<li>Realities of surveillance</li>
<li>What can go wrong in the investigative stages</li>
<li>What must be covered in a fraud referral</li>
<li>What obstacles must be overcome</li>
<li>What an employer should expect</li>
<li>What does Zenith do and why are we different?</li>
</ul>
<p><strong>W</strong><strong>ho should attend this training?</strong><br />
Managers, General Managers, Human Resource Managers or any others who work in supervisory/ management roles within the organization.</p>
<p><strong>Presented by:</strong><br />
<img decoding="async" class="alignleft  wp-image-3938" src="https://calmutualsjprima.org/wp-content/uploads/Don-Marshall-198x300.jpg" alt="" width="99" height="150" srcset="https://calmutualsjprima.org/wp-content/uploads/Don-Marshall-198x300.jpg 198w, https://calmutualsjprima.org/wp-content/uploads/Don-Marshall.jpg 251w" sizes="(max-width: 99px) 100vw, 99px" />This session is presented by Don Marshall, Vice President and National Director of Zenith’s Anti-Fraud Program &amp; Chair of the State of CA, Fraud Assessment Commission. Don is a longtime member of the Fraud Assessment Commission, first appointed by then Governor Arnold Schwarzenegger in 2009.  He was elected Chair of the State of California’s Fraud Assessment Commission in 2011</p>
<p>
</p>
<p><strong>WH</strong><strong>EN: </strong><br />
<strong>T</strong><strong>uesday, May 10, 2022</strong><br />
10:00 a.m. – 11:00 a.m.<br />
 <br />
<strong>WH</strong><strong>ERE: </strong><strong>O</strong><strong>nline webinar</strong><br />
 <br />
<strong>R</strong><strong>EGISTRATION: <a href="https://thezenith.webex.com/thezenith/onstage/g.php?MTID=ef86735da202373439a4359ad5446b748" target="_blank" rel="noopener">Click here to register</a>.</strong></p>
<p>Once registered, you’ll receive an email from Webex. Follow the email instructions to access the webinar. To hear the webinar, call the phone number that appears on your screen.<br />
 <br />
Contact Jessica Neal at (559) 449-4836 or  <a href="mailto:jneal@thezenith.com">jneal@thezenith.com</a> with any questions.</p>
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		<title>2020 Annual Meeting</title>
		<link>https://caomwc.wildapricot.org/event-4023447#new_tab</link>
		
		<dc:creator><![CDATA[CalMutual Staff]]></dc:creator>
		<pubDate>Mon, 02 Nov 2020 19:54:59 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
		<guid isPermaLink="false">https://calmutualsjprima.org/?p=3765</guid>

					<description><![CDATA[JPRIMA's 2020 Annual Meeting will be held on Tuesday, November 17, 2020.

This will be a virtual meeting using Zoom. 

Get the details and register now!]]></description>
										<content:encoded><![CDATA[JPRIMA's 2020 Annual Meeting will be held on Tuesday, November 17, 2020.

This will be a virtual meeting using Zoom. 

Get the details and register now!]]></content:encoded>
					
		
		
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		<title>Water Utilities, Climate Change, Bond Ratings and Insurance: Connections and Implications</title>
		<link>https://waterfm.com/water-utilities-climate-change-bond-ratings-and-insurance-connections-and-implications/#new_tab</link>
		
		<dc:creator><![CDATA[CalMutual Staff]]></dc:creator>
		<pubDate>Wed, 25 Mar 2020 01:54:59 +0000</pubDate>
				<category><![CDATA[News]]></category>
		<guid isPermaLink="false">https://calmutualsjprima.org/?p=3680</guid>

					<description><![CDATA[In recent discussions with bond rating agencies, the questions that arose about climate change dove much deeper than in recent memory.]]></description>
										<content:encoded><![CDATA[In recent discussions with bond rating agencies, the questions that arose about climate change dove much deeper than in recent memory.]]></content:encoded>
					
		
		
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		<title>CalMutuals JPRIMA 2019 Annual Report</title>
		<link>https://calmutualsjprima.org/calmutuals-jprima-2019-annual-report/</link>
		
		<dc:creator><![CDATA[CalMutual Staff]]></dc:creator>
		<pubDate>Wed, 25 Mar 2020 01:54:59 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
		<guid isPermaLink="false">https://calmutualsjprima.org/?p=3667</guid>

					<description><![CDATA[Read our latest report!]]></description>
										<content:encoded><![CDATA[<p><img decoding="async" class="alignleft wp-image-3650" src="https://calmutualsjprima.org/wp-content/uploads/fullscreen-tool.png" alt="" width="20" height="19" />Click on this tool (located on the toolbar under the report) to view the report in full-screen mode.</p>
<div class="_df_book df-lite" id="df_3658"  _slug="3658" data-title="annual-report" wpoptions="true" thumbtype="" ></div><script class="df-shortcode-script" nowprocket type="application/javascript">window.option_df_3658 = {"outline":[],"backgroundColor":"#eee","height":"70vh","autoEnableOutline":"false","autoEnableThumbnail":"false","overwritePDFOutline":"false","direction":"1","pageSize":"0","pageMode":"0","source":"https:\/\/calmutualsjprima.org\/wp-content\/uploads\/ONLINE-CalMutuals-JPRIMA-Annual-Report-2019.pdf","wpOptions":"true"}; if(window.DFLIP && window.DFLIP.parseBooks){window.DFLIP.parseBooks();}</script>
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		<title>COVID-19 Insurance Update</title>
		<link>https://calmutualsjprima.org/covid-19-insurance-update/</link>
		
		<dc:creator><![CDATA[CalMutual Staff]]></dc:creator>
		<pubDate>Sat, 21 Mar 2020 23:05:29 +0000</pubDate>
				<category><![CDATA[News]]></category>
		<guid isPermaLink="false">https://calmutualsjprima.org/?p=3356</guid>

					<description><![CDATA[The JPRIMA staff and insurance administrator are committed to responding to all your COVID-19 inquiries during these difficult times. Our liability insurance program does not have a communicable disease exclusion. That means JPRIMA is prepared to respond to covered litigation affecting our members from COVID-19. Our property insurance program requires direct physical loss or damage to covered property to trigger most claims. That means COVID-19 claims involving business interruption and extra expense may not be covered. Other property exclusions such as pollution conditions and microorganism may also impact coverage. As a reminder, all submitted claims require a thorough review of the facts and circumstances, which are then weighed against JPRIMA policy terms and conditions. We encourage you to contact our insurance administrator, Paul Fuller, at pfuller@alliedpublicrisk.com or 415 205 8648 should you wish to discuss any loss scenarios or COVID-19 concerns you may have. Responses will be prompt, and we stand ready to provide assistance. Paul R. Fuller, CPCU CEO]]></description>
										<content:encoded><![CDATA[<p>The JPRIMA staff and insurance administrator are committed to responding to all your COVID-19 inquiries during these difficult times.</p>
<p>Our liability insurance program does not have a communicable disease exclusion. That means JPRIMA is prepared to respond to covered litigation affecting our members from COVID-19. Our property insurance program requires direct physical loss or damage to covered property to trigger most claims. That means COVID-19 claims involving business interruption and extra expense may not be covered. Other property exclusions such as pollution conditions and microorganism may also impact coverage.</p>
<p>As a reminder, all submitted claims require a thorough review of the facts and circumstances, which are then weighed against JPRIMA policy terms and conditions.</p>
<p>We encourage you to contact our insurance administrator, Paul Fuller, at <a href="mailto:pfuller@alliedpublicrisk.com">pfuller@alliedpublicrisk.com</a> or 415 205 8648 should you wish to discuss any loss scenarios or COVID-19 concerns you may have. Responses will be prompt, and we stand ready to provide assistance.</p>
<p><strong>Paul R. Fuller, CPCU </strong><br />
<em>CEO<br />
<img decoding="async" class="size-full wp-image-3360 alignleft" src="https://calmutualsjprima.org/wp-content/uploads/Allied-logo.png" alt="" width="139" height="60" /><br />
</em></p>
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		<title>First in the Nation!</title>
		<link>https://calmutualsjprima.org/first-in-the-nation/</link>
		
		<dc:creator><![CDATA[CalMutual Staff]]></dc:creator>
		<pubDate>Sat, 16 Nov 2019 01:34:14 +0000</pubDate>
				<category><![CDATA[News]]></category>
		<guid isPermaLink="false">http://waterinsuranceauthority.com/?p=2744</guid>

					<description><![CDATA[The CalMutuals JPRIMA is the first water insurance authority of its kind in the nation-providing insurance and technical assistance to help small water systems throughout California fix their aging pipes and comply with water regulations. In January 2016, the California Association of Mutual Water Companies Joint Powers Risk and Insurance Management Authority (CalMutuals JPRIMA) became the nation’s first joint powers insurance authority to provide insurance and technical assistance to help small community water systems statewide fix their aging pipes and comply with water quality regulations. CalMutuals JPRIMA was formed after Assembly Bill 656 (Garcia) became law. Authored by Assemblywoman Cristina Garcia (D-Bell Gardens), AB 656 specifically authorizes a mutual water company and a public agency to participate in a joint powers agreement for purposes of insurance and risk-pooling, technical support, and other similar services. AB 656 was initiated by mutual water companies who also won the support of the (Central) Valley Ag Coalition, and the California State Firefighters’ Association. Nine mutual water companies from throughout Southern and Central California partnered with North of the River Municipal Water District, a public agency in Kern County, to form the Authority. The founders include Bellflower Somerset Mutual Water Company (Bellflower), California Domestic Water [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>The CalMutuals JPRIMA is the first water insurance authority of its kind in the nation-providing insurance and technical assistance to help small water systems throughout California fix their aging pipes and comply with water regulations.</p>
<p>In January 2016, the California Association of Mutual Water Companies Joint Powers Risk and Insurance Management Authority (CalMutuals JPRIMA) became the nation’s first joint powers insurance authority to provide insurance and technical assistance to help small community water systems statewide fix their aging pipes and comply with water quality regulations.</p>
<p>CalMutuals JPRIMA was formed after Assembly Bill 656 (Garcia) became law. Authored by Assemblywoman Cristina Garcia (D-Bell Gardens), AB 656 specifically authorizes a mutual water company and a public agency to participate in a joint powers agreement for purposes of insurance and risk-pooling, technical support, and other similar services.</p>
<p>AB 656 was initiated by mutual water companies who also won the support of the (Central) Valley Ag Coalition, and the California State Firefighters’ Association. Nine mutual water companies from throughout Southern and Central California partnered with North of the River Municipal Water District, a public agency in Kern County, to form the Authority. The founders include Bellflower Somerset Mutual Water Company (Bellflower), California Domestic Water Company (Whittier), Covina Irrigating Company (Covina), Montebello Land &amp; Water Company (Montebello), Oildale Mutual Water Company (Kern County), Rubio Cañon Land &amp; Water Association (Altadena), South Mesa Mutual Water Company (Calimesa/Yucaipa), Sunny Slope Mutual Water Company (Pasadena), and Valencia Heights Mutual Water Company (West Covina).</p>
<p>The Authority provides customized insurance solutions to small water systems throughout California whose operations comprise the development, transportation, management, storage, treatment or distribution of water. These water systems provide water to more than 1.3 million Californians.</p>
<p>Other water management agencies, such as public water districts, sewer districts, conservation districts, and community services districts, are also eligible and now well-positioned to secure insurance coverage through CalMutuals JPRIMA.</p>
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		<title>Lynda Noriega, Director</title>
		<link>https://calmutualsjprima.org/lynda-noriega/</link>
		
		<dc:creator><![CDATA[CalMutual Staff]]></dc:creator>
		<pubDate>Sat, 04 Nov 2017 05:19:10 +0000</pubDate>
				<category><![CDATA[Board]]></category>
		<guid isPermaLink="false">https://calmutualsjprima.org/?p=4091</guid>

					<description><![CDATA[Lynda Noriega serves as President of California Domestic Water Company (“Cal Domestic”), a mutual water company organized as a wholesale water supplier based in Whittier. She began her career in water in 2001 with Valley County Water District, where she held progressively responsible positions including Operations Assistant, Water Quality Specialist, Finance &#38; Administration Manager, Interim General Manager, and General Manager. Lynda has served on the CalMutuals JPRIMA Board of Directors since 2022. Lynda is Chair of the Board of Directors of the Main San Gabriel Basin Watermaster, President of the Board of Directors of the San Gabriel Valley Water Association, and member of the Board of Directors of Covina Irrigating Company. She also serves as Vice Chair of the Board of Directors for the San Gabriel Basin Water Quality Authority, and as a member of the Board of Directors for Mujeres de la Tierra, an environmental advocacy non-profit based in Los Angeles.]]></description>
										<content:encoded><![CDATA[<p>Lynda Noriega serves as President of California Domestic Water Company (“Cal Domestic”), a mutual water company organized as a wholesale water supplier based in Whittier. She began her career in water in 2001 with Valley County Water District, where she held progressively responsible positions including Operations Assistant, Water Quality Specialist, Finance &amp; Administration Manager, Interim General Manager, and General Manager.</p>
<p>Lynda has served on the CalMutuals JPRIMA Board of Directors since 2022. Lynda is Chair of the Board of Directors of the Main San Gabriel Basin Watermaster, President of the Board of Directors of the San Gabriel Valley Water Association, and member of the Board of Directors of Covina Irrigating Company. She also serves as Vice Chair of the Board of Directors for the San Gabriel Basin Water Quality Authority, and as a member of the Board of Directors for Mujeres de la Tierra, an environmental advocacy non-profit based in Los Angeles.</p>
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		<title>David W. Pedersen. P.E, Vice President</title>
		<link>https://calmutualsjprima.org/david-pedersen/</link>
		
		<dc:creator><![CDATA[CalMutual Staff]]></dc:creator>
		<pubDate>Sat, 04 Nov 2017 05:19:10 +0000</pubDate>
				<category><![CDATA[Board]]></category>
		<guid isPermaLink="false">https://calmutualsjprima.org/?p=3865</guid>

					<description><![CDATA[David “Dave” Pedersen is the General Manager of Las Virgenes Municipal Water District in the City of Calabasas.  He brings more than 27 years of public service experience focusing on water management, flood control and other public infrastructure. He began his career with Los Angeles County Public Works, subsequently moving to the Irvine Ranch Water District where he was director of water operations and later executive director of operations. He stays active in the water community, serving as the President Elect of WateReuse California and on the boards of the Association of California Water Agencies, Southern California Water Coalition and Urban Water Institute. Dave has represented special districts on the CalMutuals JPRIMA Board of Directors since 2019.]]></description>
										<content:encoded><![CDATA[<p><strong>David “Dave” Pedersen</strong> is the General Manager of Las Virgenes Municipal Water District in the City of Calabasas. </p>
<p>He brings more than 27 years of public service experience focusing on water management, flood control and other public infrastructure.</p>
<p>He began his career with Los Angeles County Public Works, subsequently moving to the Irvine Ranch Water District where he was director of water operations and later executive director of operations.</p>
<p>He stays active in the water community, serving as the President Elect of WateReuse California and on the boards of the Association of California Water Agencies, Southern California Water Coalition and Urban Water Institute.</p>
<p>Dave has represented special districts on the CalMutuals JPRIMA Board of Directors since 2019.</p>
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